ACK card

ACK card

0‑fee Visa/Mastercard debit with 3–4% APY, 0.5–1% cashback and 0% FX markup

Free - $0 issuing, monthly, or annual fee. No minimum balance or minimum spend. ACK adds no FX or ATM markup (ATM owner fees may apply).

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About ACK card

ACK Card is a $0-fee Visa/Mastercard debit card that lets you fund with dollars, any currency or stablecoin. Earn 3–4% APY on your entire balance and 0.5–1% cashback on purchases. No issuing, monthly, or annual fees; no minimums; 0% FX markup (you pay the network wholesale rate). Digital or physical card, works with Apple Pay, Google Wallet and Samsung Wallet. Funds are held with an FDIC‑insured partner bank or in a U.S. Treasury money‑market sweep. Join the waitlist for early access.

Key Features

  • 3–4% APY on entire card balance (accrues daily)
  • 0.5–1% cashback on purchases
  • $0 issuing, monthly, and annual fees; no minimums
  • 0% foreign‑exchange markup — pay network wholesale rate
  • Fund with dollars, any currency or stablecoin; digital or physical card; mobile wallet support

Who is this for?

Consumers and travelers seeking a low‑fee, high‑yield debit card; crypto/stablecoin holders wanting spendable balances.

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Pricing

Free

$0 issuing, monthly, or annual fee. No minimum balance or minimum spend. ACK adds no FX or ATM markup (ATM owner fees may apply).

Platforms

webmobile

Tech Stack

VisaMastercardApple PayGoogle WalletSamsung WalletFDIC‑insured partner bank

Tags

#debit card#cashback#high-yield#APY#no-fees#crypto-friendly#stablecoin#0% FX#Visa#Mastercard