Keep Above
See what's safe to spend — minimal-upkeep budgeting without bank connections
Freemium - Free to download on iOS and Android; likely offers in-app purchases or a paid upgrade (no explicit pricing shown on site).
About Keep Above
Keep Above is a simple, privacy-focused budgeting app that calculates the balance you need to cover every upcoming bill. Enter recurring bills and income once, keep your current balance updated, and the app projects your safe line and sinking funds day-by-day (up to 30 years). No bank connections, no transaction import, and no spending history — designed for people who want forecasts and a single number to guide everyday spending.
Key Features
- Calculates the 'safe' balance needed to cover all upcoming bills
- Add recurring bills and income once; keep one balance current
- Projects balances and sinking funds day-by-day up to 30 years
- No bank connections, no transaction imports or spending history
- Minimal upkeep — designed to surface tight spots before they happen
Who is this for?
People who want a simple, low-upkeep budgeting tool (no transaction tracking or bank connections), including individuals, households, and freelancers who prefer privacy and forward-looking cashflow forecasts.
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FreemiumFree to download on iOS and Android; likely offers in-app purchases or a paid upgrade (no explicit pricing shown on site).
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