WalletFit

WalletFit

Cap-aware optimizer that matches every Canadian expense to the best credit card

Freemium - Free core optimizer (no credit card required). Pricing plans for advanced features and automation available on the site.

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About WalletFit

Wallet Fit is a Canadian-focused credit card rewards optimizer that tracks monthly and annual card caps and automatically reallocates spend to maximize points and cash back. It models 50+ Canadian cards, provides an instant store calculator to see real-time returns, offers Plaid bank sync and a Wallet Health score, and guarantees neutral math with no affiliate bias. Core optimizer is free; advanced features and automation available via account connection.

Key Features

  • Cap-aware optimization that tracks monthly/annual multipliers and auto-shifts spend
  • Instant Store Calculator showing best card, network rules, and dollar returns
  • Bank sync via Plaid and a Wallet Health score to monitor optimization
  • Models 50+ Canadian credit cards with neutral, non-affiliate math
  • Free core optimizer with paid plans for advanced automation

Who is this for?

Canadian credit-card holders and personal-finance enthusiasts who want to maximize rewards and manage card caps

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