ZBee

ZBee

The most you can safely spend in retirement

Freemium - Free to explore with a 30-day trial (no card required). After trial, $99/year. 30-day money-back guarantee. Payments via Stripe.

Visit Website

About ZBee

ZBee is a native Mac app that calculates the safest yearly retirement spending from your real accounts. It connects read-only to major brokerages (or accepts pasted holdings), prices positions live, applies year-by-year taxes (federal brackets, capital gains, Social Security, RMDs), and stress-tests your plan across 1,000 market histories and every real market sequence since 1928. Your holdings never leave your Mac; free to explore with a 30-day trial.

Key Features

  • Calculates the maximum safe yearly spend from your real accounts with live pricing and tax-aware withdrawals
  • Connects read-only to major brokerages or accepts pasted holdings; sorts positions by tax treatment
  • Stress-tests plans across 1,000 simulated market histories and all real sequences since 1928, reporting survivorship
  • Privacy-first: holdings never leave your Mac; app is signed & notarized by Apple

Who is this for?

US investors and retirees (Mac users) who want a rigorous, tax-aware safe withdrawal estimate from their real accounts.

Comments (0)

No comments yet

Be the first to share your thoughts!

Sign in to join the conversation

Sign In

Stats

Upvotes7
Comments0
Views0

Categories

Pricing

Freemium

Free to explore with a 30-day trial (no card required). After trial, $99/year. 30-day money-back guarantee. Payments via Stripe.

Platforms

desktop

Tech Stack

SnapTrade (brokerage integrations)Stripe (payments)Apple notarizationApple silicon (supported Macs)

Tags

#retirement planning#personal finance#safe withdrawal#retirement calculator#tax-aware#brokerage integrations#mac-app#market-simulations