
ZBee
The most you can safely spend in retirement
Freemium - Free to explore with a 30-day trial (no card required). After trial, $99/year. 30-day money-back guarantee. Payments via Stripe.
About ZBee
ZBee is a native Mac app that calculates the safest yearly retirement spending from your real accounts. It connects read-only to major brokerages (or accepts pasted holdings), prices positions live, applies year-by-year taxes (federal brackets, capital gains, Social Security, RMDs), and stress-tests your plan across 1,000 market histories and every real market sequence since 1928. Your holdings never leave your Mac; free to explore with a 30-day trial.
Key Features
- Calculates the maximum safe yearly spend from your real accounts with live pricing and tax-aware withdrawals
- Connects read-only to major brokerages or accepts pasted holdings; sorts positions by tax treatment
- Stress-tests plans across 1,000 simulated market histories and all real sequences since 1928, reporting survivorship
- Privacy-first: holdings never leave your Mac; app is signed & notarized by Apple
Who is this for?
US investors and retirees (Mac users) who want a rigorous, tax-aware safe withdrawal estimate from their real accounts.
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FreemiumFree to explore with a 30-day trial (no card required). After trial, $99/year. 30-day money-back guarantee. Payments via Stripe.
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