Best Finance Tools (Freemium) in 2026
31 freemium finance products, ranked by community upvotes.
Riffit
Turn WhatsApp messages into professional invoices for Indian freelancers.
CLORA
Practice trading risk-free with CLORA’s web-based trading simulator
Candor
Give your AI agent read-only access to manage budgets, transactions, and catch money leaks.
Plainhub
Live runway, burn rate and MRR for startup founders
ZBee
The most you can safely spend in retirement
Orla
All your money in one budget, crypto included
tripvexa
AI travel planner for Indian travelers — itineraries, INR pricing, and hotel & flight bookings
ProjectTrack
Gestiona proyectos, ingresos y gastos en un solo lugar
ValYou
Aggregate banks, investments, crypto and property into one net worth dashboard.
IBAN-Test
Validate and generate IBANs — 10 free checks, plus API and MCP for AI tools.
Money Leak Detector
Find and stop money leaks with transaction tracking, insights, budgets, and alerts.
VAT Engine
TEDB-backed EU VAT calculation & compliance API for ecommerce and finance
Trakly
Stop losing money you don't know you're spending
Zetadeck
All-in-one workspace: tasks, CRM, docs and finance on one live database.
Refi Scout
Daily mortgage rate tracker that alerts you when refinancing saves you money.
Generate SEPA
Generate SEPA XML from Excel/CSV or API in seconds
Recoura
Recover failed subscription payments Stripe and Square couldn't collect
Invoice Mama
Create and send professional invoices in seconds for contractors and freelancers.
Creedn
Brand deal inbox and AI manager for creators
Finio.live
Personal finance diary to track income, expenses, and accounts in one place
Treasury
Connect accounts, track spending, and get AI-powered money insights and budgeting.
Subpilot
Track, manage and cancel unwanted subscriptions automatically
blobsvault
Private, web-based personal finance ledger
Billfold
Local-first invoicing — invoices that never leave your device